Schedule of Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Fees

Service Fee
ATM or Debit Card $1.00 monthly fee
ATM or Debit Card Origination $3.75 per card
ATM or Debit Card Withdrawal $1.00 per cash withdrawal transaction
(if made at a non-instant Cash machine)
 Check Printing  fee depends on style of check ordered
Garnishments $20.00 per garnishment
Executions $20.00 per execution
Levies $20.00 per levy
Overdraft $29.00* each
Return Item Fee $29.00** each
Account Activity Printout $5.00
Special Statement Cutoff $5.00
Account Research $35.00 per hour, $35.00 minimum
Account Balancing Assistance $15.00 per hour, $15.00 minimum
Online Banking no charge
Bill Pay Service no charge
Telephone Transfer from Savings to Checking $3.00 per transfer
Telephone Transfer from Checking to Checking $3.00 per transfer
Telephone Transfer from Savings to Checking $3.00 per transfer
Telephone Transfers for Any Transfer Under $50.00 $3.00 per transfer
Telephone Inquiries $1.00 per inquiry
Stop Payments (All Items) $30.00 each
Photocopies $.50 per copy
Outgoing Domestic Wire Transfers $25.00 per wire transfer
Incoming Domestic Wire Transfers $10.00 per wire transfer
Outgoing Foreign Wire Transfers $25.00 per wire transfer
Incoming Foreign Wire Transfers $25.00 per wire transfer
Loose Coin Counting – Noncustomer $5.00
Notary Service $2.00 per sheet
Noncustomer Check Cashing $5.00 per check
Safety Deposit Box 3 x 5 $24.50 per year
Safety Deposit Box 5 x 5 $34.00 per year
Safety Deposit Box 3 x 10 $49.00 per year
Safety Deposit Box 5 x 10 $64.50 per year
Lost Key Fee $15.00 per key
Forced Entry $50.00

*Overdraft Fee will apply each time the same item whether it is created by check, transfer request, in person withdrawal or other electronic means, is paid or returned unpaid with a maximum daily fee of $174.00 (6 items).

**Returned Item Fee will apply each tie the same item is present and there is insufficient funds in your account whether it is created by check, transfer request, in person withdrawal or other electronic means with a daily maximum fee of $174.00 (6 items).

We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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