Personal Checking

Manage your day-to-day spending with multiple types of personal checking accounts. Whether you are opening your first checking account or looking for an interest-bearing account, we are proud to provide options that fit your unique needs.

Non-Interest Bearing Accounts

Millennium Account

  • Minimum Initial Deposit
    You must deposit $50.00 to open this account.
  • Minimum Balance
    No minimum balance
  • Fees
    No monthly service charge
  • Features
    Scanned images of checks will be available at any time
    Physical checks will be stored for six months
    Access to Online and Mobile Banking
    ATM and Debit Cards Available
    Free Bill Pay Services
    Zelle Instant Transfers
    Mobile Check Deposit

Regular Checking

  • Minimum Initial Deposit
    You must deposit $200.00 to open this account.
  • Minimum Balance to Avoid Imposition of Fees*
    A flat service charge of $2.00 will be imposed on every statement cycle if the daily balance in the account falls below $200.00 on any day of the cycle. This fee will be waived if that statement’s average daily balance is $500.00 or above.
  • Features
    Check images provided with the monthly statement
    Access to Online and Mobile Banking
    ATM and Debit Cards Available
    Free Bill Pay Services
    Zelle Instant Transfers
    Mobile Check Deposit

*This fee does not apply to senior citizens or students.

Interest Bearing Accounts

Millennium Now

  • Minimum Balance to Open the Account
    You must deposit $800.00 to open this account.
  • Minimum Balance to Avoid Imposition of Fees*
    If the daily balance in the account falls below $800.00 on any day of the monthly statement cycle, a flat service charge of $5.00 will be imposed.
  • Minimum Balance to Obtain the Annual Percentage Yield Disclosed
    You must maintain a minimum daily balance of $800.00 to obtain the disclosed annual percentage yield. Interest will not accrue on the days in which the minimum balance falls below $800.00.
  • Features
    Scanned images of checks will be available at any time
    Physical checks will be stored for six months
    Access to Online and Mobile Banking
    ATM and Debit Cards Available
    Free Bill Pay Services
    Zelle Instant Transfers
    Mobile Check Deposit

*This fee does not apply to senior citizens or students.

Super Now

  • Minimum Balance to Open the Account
    You must deposit $800.00 to open this account.
  • Minimum Balance to Avoid Imposition of Fees*
    If the daily balance in the account falls below $800.00 on any day of the monthly statement cycle, a flat service charge of $15.00 will be imposed.
  • Minimum Balance to Obtain the Annual Percentage Yield Disclosed
    You must maintain a minimum daily balance of $800.00 to obtain the disclosed annual percentage yield. Interest will not accrue on the days in which the minimum balance falls below $800.00.
  • Features
    Check images provided with the monthly statement
    Access to Online and Mobile Banking
    ATM and Debit Cards Available
    Free Bill Pay Services
    Zelle Instant Transfers
    Mobile Check Deposit

*This fee will not apply to senior citizens or students.

Disclaimers

Rate Information – Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account every week. Interest will be compounded and credited to your account every month.

Daily Balance Computation Method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). However, this will be no later than three business days. You will receive the accrued interest if you close your account before interest is credited.

Printed Checks & Computer Checks

We offer a variety of printed checks. Please stop in and see our selection of designs and styles, from wallet checks to duplicate checks.

Email Us

Disclaimer:  Please note that the information submitted through this form is sent by email, which is NOT SECURE. For your security, do not send sensitive information such as account numbers, social security numbers, or passwords through email.


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