CDs (Certificates of Deposit)

Embark on the journey to secure your financial future today. CDs, a reliable and low-risk savings option, offer a guaranteed interest rate over a fixed period. Select a term that aligns with your financial goals, and witness your savings grow steadily.

We use the daily balance method to calculate the interest on your account. This method applies to a daily periodic rate to the principal in the account each day.

  • Choose what’s best for you. A wide range of terms are available from 6 months to 5 years.
  • Competitive rates that are higher than standard savings.
  • No start-up or maintenance fees.
  • Interest rates are set at the opening and only change once the CD matures, so you know exactly how much you’ll earn.
  • $2,000.00 minimum opening deposit.
  • After the account is opened, you may not make deposits into the account.
  • Early withdrawal is subject to penalty.
  • You have a grace period of ten calendar days after the maturity date if you choose to change your term.

IRAs (Individual Retirement Accounts)

An Individual Retirement Account can serve as a sturdy foundation to help you pave the way for your financial future. Your IRA will work diligently for you, accumulating tax-deferred earnings, regardless of the tax-deductible status of the contributions. Open your no-annual-fee IRA Account with us, and we’ll collaborate to design the perfect plan for you.

  • Traditional IRA
  • SEP IRA
  • Roth IRA

Consult an attorney or tax advisor to guide you in deciding which type of IRA suits your needs best.

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