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Schedule of Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Fees
ATM card origination fee
$3.75
ATM card withdrawal from checking account(s) if made at a non-Instant Cash machine
$1.00
ATM Instant Cash-&-Check
$1.00 monthly fee
Check printing
(fee depends on style of check ordered)
Garnishments
$20.00
Executions
$20.00
Levies
$20.00
Overdraft - each
$19.00
Nonsufficient funds - each
$19.00
Account activity printout
$5.00
Special statement cutoff
$5.00
Account research
$20.00 per hour, $20.00 minimum
Account balancing assistance
$15.00 per hour, $15.00 minimum
Online Banking
no charge
Bill Pay Service
$5.95 per month
1st three months free
unlimited transactions
Dial-a-Bank 24 hour
(463-BANK or 463-2265)
no charge
Telephone transfer from savings to checking
$1.00
Telephone transfer from checking to checking
$1.00
Telephone transfers for any transfer under $50.00
$1.00
Telephone inquiries
$1.00
Stop payments (all items)
$20.00
Photocopies
$.25
Outgoing Domestic wire transfers
$15.00
Incoming Domestic wire transfers
$5.00
Outgoing Foreign wire transfers
$25.00
Incoming Foreign wire transfers
$25.00
Loose coin counting - Noncustomer

$3.00

Coupons
$3.00 per envelope
Notary Service
$1.00 per sheet

We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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