Personal Checking
Click here for a schedule of fees.
- MINIMUM BALANCE TO OPEN THE ACCOUNT
You must deposit $50.00 to open this account. - FEES
No monthly service charge. No charge per check. Cancelled checks will not be returned. We will store then for six months. Duplicate checks required.
- MINIMUM BALANCE TO OPEN THE ACCOUNT
You must deposit $50.00 to open this account. - MINIMUM BALANCES TO AVOID IMPOSITION OF FEES
A flat service charge of $2.00 will be imposed every statement cycle if the daily balance in the account falls below $200.00 any day of the cycle. This fee will be waived if the average daily balance is $500.00 or above for the statement cycle. - FEES
A debit charge fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account).
This fee will not apply to senior citizens or students.
- RATE INFORMATION
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account every week. Interest will be compounded and credited to your account every month. - MINIMUM BALANCE TO OPEN THE ACCOUNT
You must deposit $800.00 to open this account. - MINIMUM BALANCE TO AVOID IMPOSITION OF FEES
A flat service charge of $15.00 will be imposed every monthly statement cycle if the daily balance in the account falls below $800.00 any day of the cycle. This fee will not apply to senior citizens or students. - MINIMUM BALANCE TO OBTAIN THE ANNUAL PERCENTAGE YIELD DISCLOSED
You must maintain a minimum daily balance of $800.00 to obtain the disclosed annual percentage yield. Interest will not accrue on the days in which the minimum balance falls below $800.00. - DAILY BALANCE COMPUTATION METHOD
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. - ACCRUAL OF INTEREST ON NONCASH DEPOSITS
Interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). However, this will be no later than three business days.
If you close your account before interest is credited, you will receive the accrued interest.
- RATE INFORMATION
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account every week. Interest will be compounded and credited to your account every month. - MINIMUM BALANCE TO OPEN THE ACCOUNT
You must deposit $800.00 to open this account. - MINIMUM BALANCE TO AVOID IMPOSITION OF FEES
A flat service charge of $5.00 will be imposed every monthly statement cycle if the daily balance in the account falls below $800.00 any day of the cycle. This fee will not apply to senior citizens or students. - MINIMUM BALANCE TO OBTAIN THE ANNUAL PERCENTAGE YIELD DISCLOSED
You must maintain a minimum daily balance of $800.00 to obtain the disclosed annual percentage yield. Interest will not accrue on the days in which the minimum balance falls below $800.00. - DAILY BALANCE COMPUTATION METHOD
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. - ACCRUAL OF INTEREST ON NONCASH DEPOSITS
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). However, this will be no later than three business days. If you close your account before interest is credited, you will receive the accrued interest. - FEES
Cancelled checks will not be returned. We will store them for six months. Duplicate checks required.
